Reducing Taxes

Rosetta L. Conigliaro is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance Lic. # 0C99455), DE, FL, GA, MD, NC, NY, OH, PA and VA.  No insurance business may be conducted outside these states referenced.

Rosetta L. Conigliaro is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency & New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of PA, NJ, DE, MD, FL. No offers may be made or accepted from any resident outside the specific states referenced.

Rosetta L. Conigliaro is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes only and is not considered an offering of securities.

*Guaranteed Lifetime Income Annuity issued by New York Life and Annuity Corporation (a Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company. Guarantee is backed by the claims paying ability of the issuer.